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📜 Terms of Service

Last Updated: February 3, 2026

Agreement to Terms

By accessing or using any Abonglab mobile application or service (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

These Terms apply to all Abonglab apps, including but not limited to Abonglab and any future products we release.

We reserve the right to modify these Terms at any time. Changes will be effective when posted in our apps. Your continued use after changes constitutes acceptance of the modified Terms.

Acceptance of Terms

By creating an account or using our Services, you represent that:

  • You are at least 13 years of age (or 16 in the European Economic Area)
  • You have the legal capacity to enter into these Terms
  • You will comply with all applicable laws and regulations
  • All information you provide is accurate and truthful

Description of Services

Abonglab develops and operates mobile applications and digital services, including:

Abonglab

An AI-powered app that provides:

  • Stock market news aggregation and analysis
  • AI-generated market signals and insights
  • Community discussions and sentiment tracking
  • Personalized stock tracking and notifications
  • Educational content about stocks and markets

Future Products

Additional apps and services may be released under the Abonglab brand, each subject to these Terms unless otherwise specified.

Important: Our Services are for informational and educational purposes. We are not financial advisors, brokers, or investment professionals. Nothing in our Services constitutes financial, investment, legal, or tax advice.

Account Registration and Security

Creating an Account

To use certain features of the App, you must create an account by providing a valid email address and secure password, or authentication through a third-party service (e.g., Google).

Account Security

You are responsible for maintaining the confidentiality of your account credentials, all activities that occur under your account, and notifying us immediately of any unauthorized access or security breach.

Account Termination

You may delete your account at any time through the App settings or by contacting us. We reserve the right to suspend or terminate your account if you violate these Terms, engage in fraudulent activities, abuse other users, or compromise the security of the App.

User Content and Conduct

Content You Post

When you post content in the App (posts, comments, discussions), you:

  • Retain ownership of your content
  • Grant Abonglab a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and distribute your content within the App
  • Represent that you have all necessary rights to post the content
  • Agree that your content may remain visible even after account deletion (as anonymized content)

Prohibited Conduct

You agree NOT to:

Content Violations:

  • Post false, misleading, or manipulative information about stocks
  • Share insider trading information or engage in market manipulation
  • Post spam, advertisements, or promotional content without permission
  • Share content that infringes intellectual property rights
  • Post malicious code, viruses, or harmful software

Behavioral Violations:

  • Harass, threaten, or abuse other users
  • Impersonate others or misrepresent your identity
  • Engage in hate speech or discriminatory behavior
  • Coordinate pump-and-dump schemes or other fraudulent activities

Technical Violations:

  • Reverse engineer, decompile, or disassemble the App
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the App's functionality
  • Use automated tools (bots) without authorization

Violation of these rules may result in content removal, account suspension, or permanent ban. Serious violations may be reported to law enforcement.

Community Guidelines

To maintain a positive community:

  • Be Respectful: Treat others with courtesy and respect
  • Be Honest: Share genuine opinions and research, not misleading hype
  • Stay On Topic: Keep discussions relevant to stocks and markets
  • No Financial Advice: Share information and opinions, not personalized investment recommendations
  • Report Issues: Flag inappropriate content or behavior

Intellectual Property Rights

The App and its contents, including software code, design, AI models, logos, trademarks, and original content, are owned by Abonglab and protected by intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works without our express written permission.

Financial and Investment Disclaimers

Not Financial Advice

IMPORTANT: Abonglab is NOT a financial advisor, broker-dealer, or investment advisor. The App provides information aggregation and analysis, educational content about markets, community opinions and discussions, and AI-generated insights based on publicly available data.

None of this constitutes personalized investment advice.

No Warranties on Accuracy

While we strive for accuracy:

  • Stock data may be delayed or inaccurate
  • AI-generated insights may contain errors
  • Market signals are not guaranteed to be profitable
  • User-generated content may be incorrect or biased

We make no warranties regarding the accuracy, completeness, or timeliness of any information in the App.

Investment Risks

Investing in stocks carries significant risk:

  • You may lose some or all of your investment
  • Past performance does not guarantee future results
  • Market conditions can change rapidly
  • No prediction or signal is guaranteed

You are solely responsible for your investment decisions and their outcomes.

Regulatory Compliance

Abonglab is not registered as an investment advisor with the SEC, a broker-dealer, a commodity trading advisor, or a financial planner. We provide information only. For personalized advice, consult a licensed financial professional.

No Market Manipulation

Users must not use the App to coordinate pump-and-dump schemes, spread false information to move stock prices, engage in wash trading, or violate securities laws. Such activities are illegal and will result in immediate account termination and reporting to authorities.

Third-Party Services and Integrations

The App may provide links to open stocks in brokerage apps (Robinhood, Webull, etc.). These are convenience features only. We do not receive compensation from these brokerages, are not responsible for their services, and do not endorse any particular brokerage.

AI-Generated Content

How It Works

Abonglab uses artificial intelligence (including Google's Gemini models) to summarize news articles, generate market signals, analyze stock sentiment, and provide insights.

Limitations of AI

AI-generated content may contain factual errors, can be biased based on training data, should not be relied upon as sole source of information, and is not a substitute for human judgment or professional advice.

Always verify AI-generated information with multiple sources before making decisions.

Privacy and Data Use

Your use of the App is governed by our Privacy Policy, which is incorporated into these Terms by reference. Key points:

  • We collect usage data and analytics
  • We do not sell your personal information
  • You can request data deletion at any time

Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not guarantee that the App will meet your requirements, be available at all times, be error-free, or be compatible with all devices.

Use the App at your own risk.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOCKWITCH AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR:

  • Investment losses based on App information
  • Trading decisions influenced by the App
  • Missed opportunities due to App errors or downtime
  • Lost profits, business interruption, or consequential damages

Maximum Liability: In no event shall our total liability exceed the greater of $100 USD or the amount you paid to use the App in the past 12 months (currently $0 as the App is free).

Indemnification

You agree to indemnify, defend, and hold harmless Abonglab from any claims, damages, losses, and expenses arising from your use of the App, violation of these Terms, or violation of any third-party rights.

Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

Informal Resolution

Before filing a claim, you agree to contact us at legal@abonglab.com to attempt informal resolution.

Arbitration Agreement

PLEASE READ CAREFULLY: You and Abonglab agree that any disputes arising from these Terms or your use of the App will be resolved through binding arbitration, rather than in court, except for small claims court actions (under $10,000), claims for intellectual property infringement, and claims for emergency injunctive relief.

Class Action Waiver: You agree to bring claims only in your individual capacity, not as part of a class action, representative action, or consolidated proceeding.

Opt-Out: You may opt out of arbitration within 30 days of accepting these Terms by emailing legal@abonglab.com with "Arbitration Opt-Out" in the subject line.

Modifications to the App

We reserve the right to modify, suspend, or discontinue any feature of the App, change pricing (if we introduce paid features), update AI models, add or remove supported stocks, and limit access to certain features.

Termination

You may stop using the App and delete your account at any time. We may suspend or terminate your access immediately, without notice, if you violate these Terms or engage in fraudulent activity.

Upon termination, your access will cease, your personal data will be handled per our Privacy Policy, and your posted content may remain visible (anonymized).

App-Specific Terms

Push Notifications

By enabling push notifications, you consent to receive market signal alerts, news updates, community notifications, and service announcements. You can disable notifications in device settings at any time.

Community Features

When participating in community discussions, your username is visible to all users, posts are public and may be indexed by search engines, and we may moderate or remove content at our discretion.

Data Export

You may request an export of your data at any time by contacting support@abonglab.com

Contact Information

For questions, concerns, or notices regarding these Terms:

Email: legal@abonglab.com
Support: support@abonglab.com
Website: https://abonglab.com
Address: [Your Business Address - Update This]

Acknowledgment

By using Abonglab, you acknowledge that:

  • You have read and understood these Terms
  • You agree to be bound by these Terms
  • You understand the investment risks and disclaimers
  • You are using the App for informational purposes only
  • You will make independent investment decisions
  • You will not rely solely on App content for financial decisions

Thank you for using Abonglab responsibly. Invest wisely and always do your own research.

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